Your Guide to Getting a UAE Golden Visa Through Property Ownership in 2025

22 May 2025, Dubai

If you’re planning to buy property in Dubai for a Golden Visa, now is a great time. The UAE Golden Visa allows property investors to enjoy 10-year residency, offering peace of mind, long-term security, and attractive lifestyle benefits in one of the world’s top real estate markets.

This guide explains the key requirements for obtaining a Golden Visa through property ownership, covering eligibility criteria, required documents, and important details on off-plan and jointly owned properties.

 

What is the UAE Golden Visa for Property Owners?

The Golden Visa UAE property route offers long-term residency to investors who own qualifying real estate in the UAE. Whether you’re purchasing a ready unit or an off-plan property, this visa is a smart way to gain stability while growing your assets.

 

Golden Visa Property Requirements in Dubai

To apply for a Golden Visa through property investment in Dubai, here are the main conditions:

1. Minimum Property Value

To qualify for the Dubai Golden Visa, your property value must be at least AED 2 million. This is one of the most important Golden Visa property requirements.

• Multiple properties are acceptable under your name.
• The property must be located in the UAE, with Dubai property Golden Visa being the most common route.

2. Title Deed and Valuation

• You must hold a title deed in your name.
• If the market value of your property exceeds AED 2 million, but the purchase price was lower, you’ll need an official property valuation for Golden Visa eligibility.
• Title deeds jointly owned with partners are accepted if your individual share is at least AED 2 million.

3. Mortgaged Properties

You can still qualify for a Golden Visa on property that is financed through a bank or developer mortgage, provided:

• You obtain a No Objection Certificate (NOC) from the lender.
• A bank or developer statement of account is submitted during your visa process.

4. Joint Ownership with Spouse

• If you jointly own a property with your spouse, and the total value is less than AED 4 million, only one person may apply for the Golden Visa for property owners in Dubai.
• The other spouse can be sponsored.
• If shares are unequal, only the major shareholder is eligible as the main visa applicant.
• A marriage certificate attested by MOFA and legally translated to Arabic is required.

5. Applicant Must Be in the UAE

The applicant must be inside the UAE at the time of application, whether applying from Dubai, Abu Dhabi, or Sharjah.

 

Can You Get a Golden Visa for Off-Plan Property?

The Golden Visa for off-plan property in Dubai is possible under specific conditions:

• The off-plan property must be worth AED 2 million or more.
• It must be from a pre-approved developer.
• Payment of at least 50 percent of the property value may be required before applying.

Always check the latest updates with your developer or property consultant regarding off-plan property Golden Visa eligibility.

 

Required Documents for Golden Visa UAE Property Application

To apply for a property Golden Visa in the UAE, you will need:

• Valid passport
• Title deed(s)
• Property valuation certificate (if applicable)
• NOC from bank or developer (for mortgaged properties)
• Emirates ID (if available)
• Passport-sized photo
• Marriage certificate (for joint ownership with spouse)
• Utility bill (address proof)

 

Frequently Asked Questions

• Can I get a Golden Visa if I buy property in Dubai?
  Yes, if your property value is AED 2 million or more, you can apply for a Golden Visa by property ownership.
• Can I sell my property after getting the Golden Visa?
  Yes, but if you no longer meet the property value for Golden Visa eligibility (e.g., selling below AED 2 million), your visa may be subject to cancellation.
• Is the Golden Visa available for Sharjah and Abu Dhabi properties?
  Yes, Golden Visa Sharjah property and Abu Dhabi Golden Visa property applications are allowed, following similar guidelines. However, rules can vary by emirate.

 

Why the UAE Golden Visa is a Strategic Choice for Property Investors

Choosing the UAE for your property investment doesn’t just make financial sense—it opens the door to long-term residency, business opportunities, and a high standard of living. With flexible options including ready and off-plan properties, joint ownership, and eligibility even with mortgaged units, the Golden Visa for property owners offers unmatched value for investors.

If you’re looking for a secure, long-term presence in one of the most dynamic real estate markets in the world, the UAE Golden Visa through property investment is a clear, strategic choice.

 

Get Expert Support from ACT Corporate Services

Navigating visa regulations, legal translations, and property valuations can be complex—but it doesn’t have to be. ACT Corporate Services provides end-to-end support for property investors applying for the Golden Visa in Dubai and across the UAE.

Our services include:

• Eligibility review and property documentation
• Coordination with developers, banks, and government authorities
• Application submission and follow-up until visa issuance

Contact ACT Corporate Services today to schedule a consultation and take the next step toward securing your UAE Golden Visa through property ownership.